Things We Could Do with Our Healthcare Money, #1

Because we are self-employed, we have to spend a ridiculous amount of money on health care. Since that cost will vanish the moment we leave the US, I thought I would look for things we could do with the money that would be more fun than giving it to United Healthcare. (Not a high bar I know). At the moment, our monthly health insurance is $1,400 but it goes up by 20% every year. So by 2013, our first year in the UK, our monthly costs will be around $2,000. So I’m going to be on the lookout for fun things to do with $2,000 a month or $24,000 per year.

Now the reality is that we won’t be flitting around spending all the money we’re saving on healthcare. Years of having to spend that money mean that we need to do some saving. But every now and then we can treat ourselves to something nice and it’s illuminating to look at just how much fun that cash could buy.

First, for the cost of one month’s health insurance, how about a 4-day break in this luxury beachfront cottage in Cornwall, on the south coast of England?


Sennen Cove beach was chosen as one of Cornwall’s top 5 beaches by the Marine Preservation Society and this photo shows why.

The cottage, which is a short walk from the beach, has sea views, a fully equipped kitchen, 2 bedrooms, 3 bathrooms, a private deck and garden, flat screen TVs and DVD players and Internet access.

Since it’s a 7-hour drive from where we’ll be living, we’d need to take a couple of days to get there and back, but still … it would be worth it for those views.

Let’s see …. give the money to United Healthcare or rent that beachfront cottage? It’s so hard to choose!

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6 thoughts on “Things We Could Do with Our Healthcare Money, #1

  1. Looks lovely! We’ve stayed at a place a little further up in Portreath on our visits down to Cornwall, and have really enjoyed our time down there, exploring the beaches and the coastline. There’s still enough for us to see and do there to justify a few more visits.

    Incidentally, by my reckoning, $2000 equates to around £1200. That buys you a week at our place in the height of season, and you’d still be left with £350 spending money for meals at the New Moon or wherever… plus you’d save on travel costs. Might be a bit too close to wherever you settle, though! 😉

  2. Well you know if we wind up settling somewhere other than Kendal, that your place will definitely be on our list of places to visit at least once a year!

  3. If you were to hire this cottage it wouldn’t be the first time you had holidayed at Sennen Cove, although it would certainly be in more luxurious accommodation. We spent a fortnight camping there when you were five years old. It was the first of our many camping holidays. Later the same year we discovered Swaledale. Don’t tell anyone how gorgeous Swaledale is, let’s keep it a secret!

    Mum

  4. Pingback: Things That Cost as Much as our Healthcare Insurance: A House! | Finger Rolls and Folding Chairs

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