Because we are self-employed, we have to spend a ridiculous amount of money on health care. Since that cost will vanish the moment we leave the US, I thought I would look for things we could do with the money that would be more fun than giving it to United Healthcare. (Not a high bar I know). At the moment, our monthly health insurance is $1,400 but it goes up by 20% every year. So by 2013, our first year in the UK, our monthly costs will be around $2,000. So I’m going to be on the lookout for fun things to do with $2,000 a month or $24,000 per year.
Now the reality is that we won’t be flitting around spending all the money we’re saving on healthcare. Years of having to spend that money mean that we need to do some saving. But every now and then we can treat ourselves to something nice and it’s illuminating to look at just how much fun that cash could buy.
First, for the cost of one month’s health insurance, how about a 4-day break in this luxury beachfront cottage in Cornwall, on the south coast of England?
The cottage, which is a short walk from the beach, has sea views, a fully equipped kitchen, 2 bedrooms, 3 bathrooms, a private deck and garden, flat screen TVs and DVD players and Internet access.
Since it’s a 7-hour drive from where we’ll be living, we’d need to take a couple of days to get there and back, but still … it would be worth it for those views.
Let’s see …. give the money to United Healthcare or rent that beachfront cottage? It’s so hard to choose!